Investing Tips for Retirement: The Behavioral Perspective
Investing Tips for Retirement: The Behavioral Perspective Achieving success in investing for retirement is a critical financial goal that requires a solid understanding of investment principles and a disciplined approach. However, investing for retirement is not just about choosing the right investment vehicles. It’s also about understanding your own behavior as an investor and learning […]
Advantage Of Investing Early For Retirement
What Is the Advantage of Investing Early For Retirement? Investing early for retirement is a smart financial strategy that can bring numerous benefits to individuals looking to secure their financial future, including the ability to enjoy traveling after retirement. The amount of money that will be available to you in retirement will depend considerably on […]
The Importance of Consistently Reviewing and Updating Your Investment Plan
The Importance of Consistently Reviewing and Updating Your Investment Plan When was the last time you reviewed the investments within your 401(k) plan or other employer-sponsored retirement account? How about the investments in your brokerage accounts? It’s not common for investors to know the answer to these questions. Many will use the “set it and […]
Why it’s Hard to Stay Disciplined in Volatile Markets
Why it’s Hard to Stay Disciplined in Volatile Markets A long-term retirement investment strategy, resulting from a sound financial plan, is only as good as an investor’s ability to stay disciplined when the going gets tough. It is easy to be confident in your investments during extended periods of market growth, but studies show that […]
Investment Strategies In a Bear Market
Investment Strategies In a Bear Market Stocks in a Bear Market – So what do I do now? It is true – the stock market, as measured by the S&P 500, is in a bear market. What does that mean? A bear market is defined as a decline in the S&P 500 Index of 20% […]
 Creating an Effective Investment Plan
Creating an Effective Investment Plan When deciding on a strategy for your investments, there are many factors that should be taken into consideration. Effective investment strategies aren’t a one-size fits all approach, and each individual should take the time and care to ensure that the result is optimized for their needs. A good start would […]
Why Having an Investment Plan is Important
Why Having an Investment Plan is Important What is Investment Planning? Investment planning is a critical part of the financial planning process, where one identifies specific financial plans and puts together a strategy for achieving them. Investments are chosen based on your investment risk tolerance and time horizon. There are various investment options in the […]
Things to consider when crafting an investment strategy/portfolio allocation
Things to Consider When Crafting an Investment Strategy/Portfolio Allocation Many factors that go into putting together a winning investment strategy. First and foremost, you need to determine your financial goals, and which goals are short-term in nature vs. long-term. You also need to look at your tolerance and capacity for taking risk. Lastly, diversification plays […]
A Look at Bonds
A Look at Bonds A bond is issued by governments, municipalities, and corporations to raise money and is essentially a loan from the buyer to the issuer of the bond. An investor who buys a bond is lending the issuer money for a period of time in exchange for interest paid periodically and then a […]
A Look at Investment Risk
A Look at Investment Risk All investments have some degree of risk, and whether it is individual stocks, mutual funds, exchange-traded funds, bonds or real estate, there is always the potential an investment can lose value. Generally speaking, the more risk associated with an investment, the higher the expected return for that investment will be. […]
