Financial Planning for Individuals, Couples, & Families
No two individuals, couples or families are the same. Every situation has unique qualities and perspectives. So planning your financial independence should be a distinctly customized experience.
We work with our clients to first help them define what Financial Independence means to them. We dig deep, asking the right questions and then actively listening to their responses. For some that may mean providing an education to children and grandchildren, buying a dream vacation home, meeting the special needs of a family member, managing an inheritance or retiring five years early. Others may need assistance in developing an estate plan, diversifying investments, understanding employer benefits, or reviewing family business agreements and transfer plans – the list is endless and the decisions are uniquely your own.
5 Stages of Financial Planning
Establish and define the client-advisor relationship
Gather client data, define goals and establish expectations
Process and analyze information to determine financial needs
Develop and present financial planning recommendations and/or alternatives
Implement the financial plan recommendations
Do I Need a Financial Plan?
You may have done some planning along the way, but as you reflect on how to enjoy your success, you might ask yourself, “Is it enough?”. There are as many different ways to enjoy what you’ve built – and to pass it along – as there are potential missteps that can hinder your dreams. That’s why you need a plan – one that maximizes your life’s work.
Stay On Track
Get your financial goals on track - speak with one of our Financial Advisors today
How can we help?
Achieve Your Goals
Financial Planning FAQs
- Financial planners guide their clients in a variety of ways including retirement planning, wealth management and advice on a range of topics. This can include: basic budgeting, setting short and long-term financial goals, reviewing potential insurance needs, and comprehensive financial planning.
- A fee-only planner is paid directly by his/her clients and does not receive commisions for products sold. Fee-only financial planners act as fiduciaries. A fee-based financial planner is paid by the clients, but can also receive commisions for financial products the client purchases. Fee-based financial planners are required to only recommend products that are suitable for their clients.
- ENGAGE – Establish and define the client-advisor relationship
- COLLECT THE DATA – Gather client data, define goals and establish expectations
- ANALYZE THE DATA – Process and analyze information to determine financial needs
- DESIGN – Develop and present financial planning recommendations and/or alternatives
- IMPLEMENTATION – Implement the financial plan recommendations
- REVIEW – Review the financial plan recommendations