Navigating Medicare: What You Need to Know
Navigating Medicare: What You Need to Know Table of Contents If you’re approaching age 65—or helping a loved one who is—then you’re probably hearing a lot about Medicare. For something that’s supposed to make life easier in retirement, it can feel incredibly confusing at first. Health care is one of the biggest expenses in retirement. […]
Understanding Sequence of Returns Risk in Retirement Planning
Understanding Sequence of Returns Risk in Retirement Planning Table of Contents When it comes to retirement, how much you’ve saved is only part of the equation—when you experience market gains and losses can be just as important. This is where sequence of returns risk comes into play. Poor investment returns early in retirement—when you’ve just […]
Life After Retirement: Income Strategies for Long-Term Financial Security
Life After Retirement: Structuring Income for Longevity For many of our clients, retirement isn’t a finish line—it’s the start of a new phase of life. You’ve worked hard, built your wealth, and now it’s time to enjoy it. But even with substantial assets, retirement requires careful income planning. Without a thoughtful strategy, taxes, market volatility, […]
Can I Retire from Chevron? Layoff Planning Guide
Can I Retire Now? Key Considerations for Chevron Employees Facing Layoffs Table of Contents As Chevron continues with its planned workforce reductions, many employees are wondering: Is now the right time to retire? Whether you were already approaching retirement or are now facing the possibility of a forced exit, it’s a natural question. After years […]
 Workplace Employee Retirement Plans
Employee Benefit Plan Strategies: Build a Stronger Financial Future for Your Team Table of Contents A well-structured employee retirement plan is more than just a benefit—it’s a tool that can strengthen your business. Offering a robust retirement plan can add to your workplace benefits, reduce costs, and improve employee retention by providing long-term financial security. […]
Retirement Planning for Women
Retirement Planning for Women: Take Control of Your Financial Future Table of Contents Retirement planning can be uniquely challenging for women due to several financial and lifestyle factors. On average, women live longer than men, meaning they must stretch their retirement savings over more years. Additionally, career interruptions—whether for caregiving or family responsibilities—can lead to […]
What’s a 403(b) Plan?
What’s a 403(b) Plan? Table of Contents Planning for retirement is one of the most important financial steps you can take, and understanding your options is an important part of building a secure future. Among the many retirement savings vehicles available, a 403(b) plan is specifically designed for employees of public schools, non-profit organizations, and […]
Strategies for Navigating Chevron Layoffs: Making the Most of Your Retirement Benefits
Strategies for Navigating Chevron Layoffs: Making the Most of Your Retirement Benefits Table of Contents Retirement or forced retirement can be a challenging transition, especially when it comes unexpectedly. For Chevron employees, understanding the nuances of your company’s retirement benefits, such as pensions and segment rates, is crucial to making informed decisions. With the right […]
Top Strategies for Navigating Forced Retirement
Top Strategies for Navigating Forced Retirement Table of Contents Forced retirement can be an overwhelming experience, bringing feelings of uncertainty about your financial future. However, with the right strategies, it’s possible to navigate this life change and emerge financially stronger. By setting clear financial goals, reevaluating your priorities, and preparing for the future, you can […]
Benefits for Working Retirees
Benefits for Working Retirees Retirement doesn’t have to mean stepping away from work entirely. In fact, many retirees are choosing to stay in the workforce, whether part-time or on a freelance basis, to enhance their financial and personal well-being. As of 2023, almost 20% of Americans aged 65 and older are either working or actively […]
