With the dust from the lab’s transition still settling, it’s important to make sure down market your savings and investments (outside of your pension) are properly positioned for retirement. When markets going through a period of decline and extreme volatility, focusing on a long-term investment plan may be difficult to do.
While asset allocation cannot offer a guarantee against market losses, it offers you an investment risk management tool. Sector concentration, the process of investing in a single industry – no matter how attractive the sector may appear, no matter how compelling the arguments – is still speculation.
Insight Wealth Strategies, LLC is not affiliated with Lawrence Livermore National Laboratory