The first step is to determine if there is a true need for life insurance. It’s important to closely examine all variables of a financial situation. This can include things like household income(s), liquid and illiquid assets, available coverages through employer(s), and existing policies. It can also include current and anticipated future expenses (for example, plans to have additional children and the resulting added expenses that may need to be addressed), desired standard of living to a preferred age, and other individual goals.
Conversations about life insurance at Insight are logical discussions about managing the risks that your loved ones will face upon your death. We focus on analyzing what needs your existing assets are able to cover and determine which supplemental coverage you may want to use. In the end, it’s about being confident that your spouse or partner and children will have the quality of life that you want to provide for them in the years when you are gone. Whether you have a temporary or long-term need for managing risk, Insight can help you lay out a plan that will meet your family’s financial needs.
To learn more about Insight Wealth Strategies, please call us at (800) 318-7848, email us at firstname.lastname@example.org, or fill out the request information form.