You may already be using accounts that are tax-deferred and tax-advantaged. This is a great step, but when we make investment recommendations, we go beyond tax-deferred and tax-advantaged. We manage our clients’ money differently for accounts that are qualified and non-qualified accounts, utilizing strategies such as tax-efficient mutual funds, municipal bonds, and tax-loss harvesting.
There are alternative investment strategies designed to reduce income taxes in the year of purchase, which we analyze and incorporate when it’s an appropriate fit for our client.
Savings Beyond the Ordinary: Unveiling Hidden Tax Credits at Year-End When it comes to saving money, most people think of budgeting, cutting expenses, and finding