2024 Market Snapshot: Key Highlights and Takeaways
2024 Market Snapshot: Key Highlights and Takeaways US Markets The U.S. stock market in 2024 has been marked by fluctuations amid ongoing adjustments to monetary policy and economic indicators. The year began with solid gains across major indices, supported by optimism around Federal Reserve rate cuts. In the first quarter, stocks rallied as investors anticipated […]
It’s (Almost) A Wrap!- 2023 A Look Back
It’s (Almost) A Wrap!- 2023 A Look Back After a very difficult year for markets in 2022, this year has seen a welcome snap back in the stock market, and even bonds are getting in on the positive returns. As the Fed seems to be signaling an end to interest rate hikes, the outlook for […]
A Look Back at Market Behavior in 2022
A Look Back at Market Behavior in 2022 2022 was an interesting year when looking at overall market performance and portfolio construction. Let’s take a look at what the root causes were and what we can see for 2023. Though we are aware of equity drawdowns and have experienced them before, the combination of equity […]
2022 Year in Review and Financial Updates for 2023
2022 Year in Review and Financial Updates for 2023 When 2021 wrapped up, the U.S. economy had grown at its fastest rate since Ronald Reagan was President (1). Entering 2022, we were expecting higher volatility to be driven mainly by the Federal Reserve. Unfortunately, as we progressed through 2022, the story we expected had been […]
Market Volatility Strikes Back
Market Volatility Strikes Back Increased volatility has returned to financial markets, and it looks like investors may be in for quite a few months of volatility before the market can resume the uptrend, we saw last year. Volatility was the trend for domestic and foreign equity markets in January, as well as the domestic bond […]
Why the Federal Reserve is Keeping Interest Rates Low
Why the Federal Reserve is Keeping Interest Rates Low On January 27, 2021, the Federal Reserve announced it was maintaining the target for its benchmark interest rate at 0 to .25% in a continuing effort to help prop up the U.S. economy in the wake of the coronavirus pandemic.(1) The Fed, which is the central bank of the United States, first lowered rates to […]
Technology is the New Way of Learning
Technology is the New Way of Learning For the month of September, Insight Wealth Strategies chose to partner with Madison Park Academy located in Oakland, California. Due to the current COVID-19 pandemic, many students in low-income communities have struggled to continue their education online due to lack of access to technology resources. “Among children ages 3-18, […]
5 Financial Tips to Remember During COVID-19
5 Financial Tips to Remember During COVID-19 Don’t let the pandemic distract you from your goals It is very easy to put your goals on hold during a time of extreme uncertainty. However, this is an excellent time to reflect on and possibly even realign your financial goals. If you lost your job or fell into an […]
A Look at Segment Rates and their Impact on Choosing a Lump Sum Pension
Individuals nearing retirement who have pensions often have the option of taking that pension in the form of a monthly annuity payment for life or as a lump sum payment taken at retirement. There are a lot of factors that go into deciding between the annuity and lump sum options, and there are benefits and drawbacks to both.
Tax Filing Deadline is July 15, 2020
For American taxpayers who haven’t yet filed, the 2020 filing deadline for the 2019 tax year is almost here. Due to the COVID-19 coronavirus pandemic, the Department of the Treasury and the Internal Revenue Service (IRS) extended the filing deadline for tax returns from April 15 to July 15, 2020.
